Community Banking in the 21st Century

The second annual Community Banking Research and Policy Conference hosted by the Federal Reserve System and the Conference of State Bank Supervisors (CSBS) was held Sept. 23-24, 2014 at the Federal Reserve Bank of St. Louis. The research and discussions centered around three main focal points: new banks and emerging technologies; the effect of government policy on bank lending and risk taking; and the effect of government policy on community bank viability.

The report, Community Banking in the 21st Century: Opportunities, Challenges and Perspectives, summarizes the results of a survey and town hall meetings conducted by CSBS and state regulators that details conditions facing today’s community bankers.

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